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Far covers basic third party insurance?
The basic Third Party, is understood as any act that has caused damage which may be civilly liable for the insured, ie the coverage or reinstatement of the damages from the CIA. insurance, which they themselves caused to third persons or things.

Come to a practical case, and real happened a few days ago:
A ship is moored in its usual place on the port. The insured has taken out insurance to third grade.
A storm occurs and causes the vessel is in port side due to poor placement or lack of the corresponding collision protection or defense against the port side of the insured vessel, causing some major damage on the hull because water movements.

What do we do?
We give a part to CIA safe.
The co. Insurance sent an expert to verify such damages and issue the corresponding expert report.
So much for now is the basic third party insurance of our insured.

Insurance Co. is not going to complain to cause, damage to the ship of our insured, because it has contracted Defense and Damage Claims. It is the insured who can or should claim.

But really, this is the coverage that the insured person wishes to have the boat properly secured?
 
For a few Euros more, you can include the Defense and Damage Claims, Marine Assistance, and the death or disability of the occupants.
 
  
 
 
 
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